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A host of insurance surveys indicate that tens of millions of US households have insurance policies that are seriously out-of-date. As a result, the following questions should be asked. If the answer to one or more of these questions is yes, you should contact us as soon as possible so that your insurance policies can be appropriately updated.

Have you recently started a home-based business? If so, this loss exposure may not be adequately protected.

Has your house undergone renovations or improvements? If so, your home may be underinsured.

Has your marital status changed? If you have recently gotten married, for example, you may now qualify for a multi-car discount on your auto insurance.

Have you recently purchased new valuables or collectibles? If so, you may be seriously underinsured for these items. Specialty policies or endorsements can properly cover them.

Are you now retired? If so, your auto insurance premium may drop since your annual mileage should decrease.

Have you updated major heating, ventilating, and air-conditioning systems? If so, you may qualify for additional discounts under your homeowners' policy.

Any other changes? Give us a call and we’ll be happy to check your policy and make sure everything is up-to-date.

Posted 9:22 AM  View Comments

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