Home Page Home Page About Us Get A Quote Customer Service Location Contact Us Personal Insurance Business Insurance Farm Insurance Ministry Insurance Get A Quote

Use the following checklist to prepare yourself before or after a disaster strikes.

• Contact your insurance agent or company immediately to report losses. Get instructions from your company’s adjuster before repairing or replacing damaged property. Your insurer’s visual inspection of your loss may be required before claims are paid.

• Take notes summarizing your conversation with your insurance company. Write down the time and date, the person’s name and a summary of the call.

• Make a personal home inventory before disaster strikes to keep track of your belongings. Inventory booklets are available on our website, or you can download the My Home Scr.APP.book mobile application on your smartphone or tablet. Be sure to regularly update it.

• Make temporary or emergency repairs only as needed to protect your property from further damage - including boarding up broken windows, placing plastic over the roof where it is leaking, and drying out wet carpets and furniture. Take photos or a video of the    damaged property.

• If you must move out of your home, keep your receipts of hotel bills and meals. Your policy may reimburse you for these additional living expenses.

• Beware of questionable or unfamiliar contractors. Get more than one bid, and hire a local, reputable contractor to make the repairs. Check references or the Better Business Bureau, if possible, before using out-of-town contractors.

Kansas Insurance Department

Posted 8:32 AM  View Comments

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive

View Mobile Version
Home Page Make A Payment About Us Get A Quote Customer Service File A Claim Contact Us Refer A Friend Privacy Policy RSS Google+ Insurance Website Design by Insurance Website Builder