What is an Independent Insurance Agent?

What is an Independent Insurance Agent?

What is an independent insurance agent? One of the common misunderstandings I hear from clients is that they really don’t understand what I do. As an independent insurance agency we represent MANY separate insurance companies rather than just one. This gives us the ability to offer you choices when it comes your insurance needs. For […]

Why did my premium go up?

Why did my premium go up?

One of the most common question I get is why does my insurance continue to go up? I will try to give you some of the most common reasons why you are paying more. Change in underwriting exposure. When you were first issued your insurance policy it was underwritten by your company, and based on […]

5 Rules Every Landlord Should Live By

5 Rules Every Landlord Should Live By

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]

Will my credit rating change my insurance rates?

Will my credit rating change my insurance rates?

There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact that insurance companies use credit in their underwriting. Some people have absolutely no idea that it’s used in the rate at all. At […]

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